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"You don't buy life insurance because you're going to die, but because those you love are going to live."

-Unknown Author

Life Insurance

Life insurance is for the living. Life insurance protects your loved ones that depend on you from experiencing financial difficulty after your time comes. There are many ways to purchase life insurance, ranging from temporary life to permanent life insurance. These plans cost less than you might think, and the value is something you can enjoy now when you look in the eyes of your loved ones.

Disability Insurance

Disability insurance is easily overlooked and can actually be more important than life insurance. There are many simple causes of serious injuries that can be temporary or permanent. Your health policy may pay for the medical costs, but it won't pay for the loss of income that results from your inability to work. A disability policy can be designed to protect you from such devastating outcomes. It may be one of the most important insurance policies you ever buy.

Health Care

Affordable and quality health care plans can be a challenge for businesses, families and individuals. We have the ability to offer you a health care plan that best meets your needs. We offer plans by Blue Cross Blue Shield, Health Plus, HAP, Care Choices, American Community and more. You can select health care plans that not only fit your budget but provides quality inpatient hospital care and doctor services nationwide.

Long-Term Care

As people grow older, the possibility of an extended stay in a nursing home or the need for 24/7 care becomes an increasing concern. Without long-term care insurance, when the need arises the options to provide care for a parent can be extremely limited. The need can't be ignored. The cost of long-term care can be covered by a long term care insurance policy and with careful design can provide options for quality care for a parent or yourself while preserving financial stability.

ARROW Risk Management, LLC is not affiliated with Royal Alliance Associates, Inc.

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Employee Benefit Coordination & Group Insurance

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